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Jeevan Anand is an innovative insurance product from LIC of India,  which combines the benefits of an Endowment Plan and a Whole Life Plan. 
 
Under this plan you pay premiums for a limited period. During the premium paying term you are covered to the extent of the sum assured and the bonuses that vest on this  policy. After the premium term is over the sum assured together with accumulated  bonuses and final additional bonus (if any) become payable to you free of any income tax. 
 
The main highlight of this plan is that even after the maturity of policy the risk coverage on your  life continues for your lifetime to the extent of the sum assured without the payment of any further premiums.

General Terms of this Plan

Minimum Age At Entry

18 years completed

Maximum Age At Entry

65 years (Age Nearer Birthday)

Maximum Premium Ceasing Age

75 years (Age Nearer Birthday)

Premium Paying Term

5 years to 57 years

Minimum Sum Assured

Rs. 1,00,000

Maximum Sum Assured

No Limit

Double Accident Benefit

Exclusively available upto Rs.5,00,000 during the Premium paying term and thereafter upto age 70. No additional premium is required to be paid

Loans

Available after payment of 3 full years premiums